Articles by Nicole Munro - Partner

The Consumer Financial Protection Bureau recently began a public inquiry into how consumers and financial services companies are affected by arbitration and arbitration clauses. Attorneys Nicole Munro and Latif Zaman of Hudson Cook look at how some state courts are finding ways to invalidate arbitration provisions.

Attorneys Nicole Munro and Peter Cockrell of Hudson Cook discuss the Servicemembers Civil Relief Act (SCRA) as it pertains to leasing vehicles to military servicemembers or dependents of military servicemembers.

With leadership in place, over 700 employees and bulletproof funding, the Consumer Financial Protection Bureau is moving full speed ahead. Attorney Nicole Munro discusses the CFPB's potential reach and how it could impact dealers.

Santa isn’t the only one making a list and checking it twice this time of year. The CFPB and the FTC are making lists that will be used to determine who is naughty and who is nice. Attorney Nicole Munro poses some questions dealers should consider to put together their own compliance checklists.

Attorney Nicole Munro discusses disclosures required by the Equal Credit Opportunity Act and its implementing Regulation B, along with the Fair Credit Reporting Act, when a consumer applies for secured credit.

Attorney Nicole Munro explains advertising disclosures required by the Truth-in-Lending Act (TILA) and Regulation Z.

Attorneys Nicole Munro and Katherine Fisher discuss a recent Florida Court of Appeals case that illustrates the importance of ensuring that the documents dealers use work together to protect them in connection with the sale and financing of vehicles.

Many BHPH dealers swear by the use of ACH debits, but not all dealers are aware that they cannot require customers to agree to ACH payments. Attorney Nicole Munro discusses why and explains how dealers can effectively and legally take advantage of ACH payments in their BHPH operations.

Attorney Nicole Munro discusses an Arkansas Supreme Court case highlighting a potential pitfall for dealers charging documentary fees.

Attorney Nicole Munro discusses out the Dodd-Frank Act effects the Truth in Lending and Consumer Leasing Acts.